In Focus Podcast | Why Indians are shifting from fixed deposits to SIPs

Ankit Mandholia from Motilal Oswal breaks down why more Indians are changing the way they invest.

Updated - October 08, 2025 05:37 pm IST

For decades, Indian households relied on fixed deposits, insurance, and gold to grow their savings. A large faction still continues to do that. But in the last few years, more and more Indians have opened demat accounts, started SIPs, and entered the stock market.

In this episode, we explore what’s driving this shift in how Indians invest, and whether the rise of domestic investors is making our markets more resilient at the time when foreign investors have been pulling money out from Indian stock markets.

Guest: Ankit Mandholia, Head Equity and Derivatives, Wealth Management at Motilal Oswal Financial Services

Host: Devyanshi Bihani

Edited by Jude Francis Weston

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